Finance & Payment Options

At Smyl Dental, we aim to make dental care as accessible as possible by offering a range of convenient payment options. Whether you’re attending for a routine check-up or more comprehensive treatment, our team will explain the costs involved and help you understand the payment options available before your treatment begins.

We Accept all Major Health Funds

Smyl Dental welcomes patients with all major private health funds. We offer HICAPS on-the-spot claiming, allowing eligible patients to process their health fund claim during their appointment and only pay any remaining gap, where applicable.

If you’d like to understand your health fund benefits before treatment, our team is happy to assist.

Government Dental Schemes

Eligible patients can access dental care through participating government-funded programs, including:

Child Dental Benefits Schedule (CDBS)

The Child Dental Benefits Schedule (CDBS) is a government program that helps cover basic dental services for eligible children and teenagers aged 0–17 for treatments up to $1,158 over two consecutive calendar years. Eligibility generally requires the child to be eligible for Medicare, with their parent, carer or the child receiving an eligible government payment.

Services generally covered by CDBS bulk billing are:

Orthodontic treatments are generally not covered by CDBS.

Queensland Health Dental Vouchers

At Smyl Dental, we gladly accept Queensland Health Dental Vouchers. These state-funded vouchers are available to eligible patients on the public dental waiting list and are designed to help patients access treatment sooner through participating private dental practices.

Queensland Health Dental Vouchers have limits on the maximum amount and the types of treatment covered. General Care Vouchers cover eligible dental care up to $750, including examinations and cleans, preventive care, restorative treatments such as dental fillings, tooth extractions, and dentures in approved cases. Emergency Care Vouchers cover up to $260 for eligible urgent dental care.

If you have been issued a Queensland Health Dental Voucher, you can book your appointment online or call us on 1300 007 695.

If you’re unsure whether you qualify, our team can help determine your eligibility and guide you through the process.

Flexible Payment Options

We understand that some extensive dental treatments may be urgently required, and paying the full cost upfront may not be convenient. We also recognise that cost can sometimes be a barrier to proceeding with the dental care you need or desire.

To help make treatment more manageable, flexible payment options are available for eligible patients. Our team can discuss the options with you and help you choose one that best suits your circumstances, allowing you to proceed with treatment in a way that fits your budget.